Insight By NITP, Inc

Roth vs. Traditional IRA – Which is better for your retirement savings?

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Insight by NITP, Inc

October 8, 2018 – Host Bob Leins, CPA® welcomes Joel Cundick, CFP®, AIF®, APMA® for a discussion on Individual Retirement Accounts.

On today’s program, we will discuss:

  • What are some of the factors in determining the best kind of account for retirement savings?
  • How does contributing to a Roth or Traditional IRA affect your tax return?
  • What limits would prevent you from contributing to either?
  • What are the differences between withdrawing from a Roth IRA or Traditional IRA at retirement?
  • How does the Roth/Traditional decision apply to the Thrift Savings Plan?
  • How are spouses and children’s tax situations affected by inheriting Roth or Traditional IRA accounts?
  • If you are currently saving with the Thrift Savings Plan, should you consider IRAs as well?

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