For Your Benefit

Retiring Early Under FERS: Could It Work for You?

August 16, 2021 on ForYourBenefit, host Bob Leins, CPA® welcomes Bob Braunstein, Federal Benefits Specialist.  The FERS early retirement scenario is one of the lesser known but more flexible retirement options under FERS.


  • What is the MRA + 10 Retirement Option and how do I qualify for it?
  • How is this option different from other FERS retirements?
  • What are the benefits? downsides?
  • What is the age-reduction? Can it be avoided?
  • What is the postponed retirement option under MRA +10? How does this differ from deferred retirement?
  • Am I eligible for the FERS annuity supplement if I retire this way?
  • Do I have other retirement options?

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