How can Social Security add GREEN to your retirement cash flow?

March 16, 2015 — This week on For Your Benefit, join hosts Bob Leins and John Elliott as they welcome Lester Austin, retired senior public affairs specialist for the Social Security Administration, to the studio talk about Social Security and retirement.

Topics of discussion include:

  • How do I qualify for benefits?
  • What is the difference between a quarter and a credit?
  • If married, what considerations should there be to maximize both SS benefits?
  • What can be done to see an individual’s history of credits earned?
  • How do I calculate my retirement benefit?
  • When should I apply for Social Security?
  • After the president’s recent federal budget presentation there is a rumor about “file and suspend” potentially being eliminated. What is “file and suspend” and why would it be eliminated if the rumors are accurate?
  • What is the windfall elimination provision?
  • What happens if I choose to continue working and not claim Social Security when I am first eligible?


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