The end is here. Right now. Today!

If you’ve got 20 minutes or so to kill, and you still haven’t picked your 2018 health plan, you still have time to save up to $2,000 in premiums and out-of-pocket costs next year.

The health insurance hunting season ends today. Most people don’t and won’t make any changes. They will stay in the same health plan they had back in the day. Even though they’ve changed, a lot. And their health plan has changed even more. You could be paying much more than you need.

How do you know if there is a better deal out there? With the major assistance of Walton Francis, we’ve had series of columns on best buys. Do you know how an HMO works? And what it could save you? Did you know it’s possible to get free insurance with one of the HD or CD plans that give you a savings account?

What are the five things you must know about picking a health plan? Do you know what the 5-year rule is, and how it can provide you federal health insurance in retirement? Read these columns. There is still time, but not much …

Is there an HMO in your future?

20-minute health plan planner

Nearly Useless Factoid

By Michael O’Connell

The first dental use of nitrous oxide occurred on Dec. 11, 1844, in Hartford, Connecticut.

Source: On this Day

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