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In a recent speech, OPM Director Kiran Ahuja pledged to improve the tangle around submitting retirement applications and getting annuities figured out. As year-end approaches and people think about retirement plans, Federal Drive host Tom Temin welcomed to his show, a new regular guest to discuss benefits, investment and retirement: Abraham Grungold spent 36 years as a working for the federal government and is the owner of AG Financial Services, which specialized in federal employees.