FERS

  • Most dangerous jobs: Are you on the list?

    While there are some really dangerous federal jobs, including law enforcement officers, firefighters and prison personnel, even the 9-to-5 office positions are pretty scary now.

  • Downsizing your pay/pension for life

    In what’s become the administration’s evergreen budget plan, the White House has again proposed that federal workers kick in more of their salary toward their retirement plan in return for smaller lifetime annuities that are frozen when they retire.

  • Is turning 62 the magic moment for feds?

    Most people stop looking forward to birthdays after they first become eligible to drive, or vote.

  • Kiss your pay raise, COLA goodbye? Again

    NARFE president Ken Thomas says last year’s White House budget proposal “breaks promises to both current and future retirees.”

  • Timing your last day at work (Part 2)

    The decision to pull the plug depends on the job, your family situation, health, financial goals and, maybe, whether you’re a glass-half-full versus glass-half-empty type.

  • Planning to work ’til you drop? Why not? (Part 1)

    Some experts in retirement planning believe that many feds with memories of the Great Recession of 2008-2009 are working longer than they have to.

  • Pension or annuity: Fighting words

    But the one way to anger many feds is to tell them or remark that they are lucky to have such a good pension — then stand back.

  • Is your TSP portfolio too ‘safe?’

    Many people decided to ride out the Great Recession so they could miss the downside and return to the TSP’s C, S and I stock funds when things got better. Eleven years later, some still haven’t returned.

  • Thinking retirement: When, where and why?

    While your income will likely go down in retirement, moving to a more tax-friendly state could increase the cash value of your annuity.

  • Retiree COLAs vs. workers pay raise: Why the difference?

    Federal workers this month are getting a 3.1% total pay and federal-postal retirees are getting a 1.6% cost of living adjustment.