Lifecycle Funds

  • Like many saving for retirement, lots of federal-military investors in the Thrift Savings Plan don’t like what they are seeing, reading, hearing and feeling about 2018’s roller coaster stock market.

    December 14, 2018
  • October, as it sometimes does, once again proved to be a scary month for folks invested in the stock market. We didn’t have a Black Friday circa 1929 event. And we are a long way…

    November 01, 2018
  • Thanks to their Civil Service Retirement System and Federal Employees Retirement System annuities, most federal-postal workers are in good shape compared to many of their private sector counterparts.

    August 17, 2018
  • Financial planner Arthur Stein cautions against investing too much of your TSP in the G fund, because of inflation and taxes. You don’t want to see the purchasing power of your TSP account eaten up over time.

    August 14, 2018
  • In a dramatic turn of events, one of the Thrift Savings Plan's lowest-performing funds in 2016 posted the highest return of 2017.

    January 02, 2018
  • What can you do to protect and grow your TSP account? Financial planner Arthur Stein has some ideas and will share them when he joins host Mike Causey on this week's Your Turn radio program. July 28, 2016

    July 26, 2016
  • Financial planner Arthur Stein joins host Mike Causey on this week's Your Turn show to discuss the pros and cons of the TSP lifecycle funds, and whether your retirement is protected from another "bear" market. April 20, 2016

    April 19, 2016
  • Are you having recurrent nightmares about your Thrift Savings Plan? Financial planner Arthur Stein joins host Mike Causey to discuss investment strategies for your TSP account. September 9, 2015

    September 08, 2015
  • President Obama signs a bill that changes how new Federal employees will save for retirement. Instead of having 3% of their pay go into the G Fund if they don't choose for themselves, the money will go into one of the TSP's lifecycle funds. Kim Weaver is director of external affairs at the Federal Retirement Thrift Investment Board. On In Depth with Francis Rose, she said the TSP has been behind this idea for a long time.

    December 17, 2014
  • Congress has passed a bill that will automatically enroll new federal employees in the Thrift Savings Plan's Lifecycle Funds (L Funds), rather than the Government Securities Investment Fund (G Fund).

    December 12, 2014
  • A financial expert explains what lifecycle investing is and how you can benefit.

    March 18, 2014
  • The Federal Retirement Thrift Investment Board is eyeing another potential tweak to the Thrift Savings Plan's Lifecycle Funds — their name. Lifecycle Funds, also known as L Funds or target-date funds, are made up of a mix of the five core TSP funds that shifts over time. But board members are concerned the "fund" label may be confusing to TSP participants. In its place, the board is considering changing the name to "Lifecycle strategies."

    February 24, 2014
  • After months of solid numbers, most of the funds in the Thrift Savings Plan posted negative returns in October, including all of the Lifecycle (L) Funds. The G, F and I Fund all posted slight gains.

    November 01, 2012