TSP yo-yo’s back down from November bump

In a decidedly 2020 fashion, Thrift Savings Plan returns dropped in December as sharp as they jumped a month earlier.

The securities-backed G fund aside, which stayed unchanged at 0.07%, numbers released Monday showed monthly declines everywhere else. Nevertheless, all funds stayed in the black for the second month in a row, the highest performance for December being in the small capitalization stock index S Fund — compared to 18.26% in November.

The international stock index I Fund had a monthly return of 4.64% compared to 15.54% the month before. The common stock index investment C fund finished December at 3.84% versus 10.95% for November. The fixed income investment F fund ended December at 0.14% compared to 0.99% the month before.

While most stock funds finished 2020 higher than they did a year prior, the G fund finished 0.09% lower than it did in December 2019.

 

As for the Lifecycle funds, the L 2055, 2060 and 2065 funds each finished December at 4.63% compared to 13.55% in November — a change of 8.92 percentage points. The L Income fund had a December return of 1.07% compared to 3% the month before.

Unlike the stock funds, all Lifecycle funds finished year higher than they did at the same time in 2019, although the L 2055, 2035, 2045, 2055 and 2065 funds were only added in June.

Thrift Savings Plan — December 2020 Returns
Fund Dec. Year-to-Date Last 12 Months
G fund 0.07% 0.97% 0.97%
F fund 0.14% 7.50% 7.50%
C fund 3.84% 18.31% 18.31%
S fund 7.24% 31.85% 31.85%
I fund 4.64% 8.17% 8.17%
L Income 1.07% 5.15% 5.15%
L 2025 2.27% n/a n/a
L 2030 2.79% 11.26% 11.26%
L 2035 3.06% n/a n/a
L 2040 3.34% 13.16% 13.16%
L 2045 3.59% n/a n/a
L 2050 3.83% 14.79% 14.79%
L 2055 4.63% n/a n/a
L 2060 4.63% n/a n/a
L 2065 4.63% n/a n/a

Related Stories

    Big gains for Thrift Savings Plan in November

    Read more

    TSP funds improve in October but not by much

    Read more

    TSP hires new vendor to take the plan into the 21st century

    Read more

Comments

Sign up for breaking news alerts

THRIFT SAVINGS PLAN TICKER

Jan 15, 2021 Close Change YTD*
L Income 22.3489 -0.044 5.15%
L 2025 11.2380 -0.0483 -
L 2030 39.1234 -0.2133 11.26%
L 2035 11.6832 -0.0701 -
L 2040 43.9601 -0.2878 13.16%
L 2045 11.9876 -0.0843 -
L 2050 26.1356 -0.1962 14.79%
L 2055 12.6111 -0.1164 -
L 2060 12.6112 -0.1164 -
L 2065 12.6113 -0.1164 -
G Fund 16.5140 0.0004 0.97%
F Fund 21.0356 0.0272 7.50%
C Fund 56.1305 -0.4057 18.31%
S Fund 78.1968 -0.9217 31.85%
I Fund 36.0051 -0.4036 8.17%
Closing price updated at approx 6pm ET each business day. More at tsp.gov
* YTD data is updated on the last day of the month.