TSP returns keep inching down in first month of 2021

The Thrift Savings Plan continued its downward trend for the second consecutive month, after a sharp boost in November elevated all stock and Lifecycle funds. The first returns of 2021, released by the TSP on Monday, showed all funds’ performance either stagnated or declined since December.

The securities-backed G fund was in the former group, remaining at 0.07%. The biggest drop among stocks was for the international stock index I Fund, which decreased from 4.64% in December to -1.09% last month. The common stock index investment C fund fell from 3.84% to -1.01% month over month, while the small capitalization stock index S Fund dropped from 7.24% to 2.85% during that time. The smallest decrease was in the fixed income investment F fund, which fell from 0.14% in December to -0.71% in January.

 

Lifecycle funds likewise had a dismal last month. The L Income fund dropped from 1.07% in December to -0.10% in January, and the five-year funds saw decreased monthly returns ranging from -2.51% in the L 2025 fund to as much as -5.07% in the L 2065 fund.

Most funds ended January in the red, according to Monday’s numbers, and year over year, 10 funds had lower monthly returns. Only five funds finished last month better than they did January 2020: L 2030, L 2040, L 2050, and the S and I funds.

 

Thrift Savings Plan — January 2021 Returns
Fund Jan. Year-to-Date Last 12 Months
G fund 0.07% 0.07% 0.87%
F fund -0.71% -0.71% 4.73%
C fund -1.01% -1.01% 17.16%
S fund 2.85% 2.85% 36.45%
I fund -1.09% -1.09% 9.99%
L Income -0.10% -0.10% 5.04%
L 2025 -0.24% -0.24% n/a
L 2030 -0.32% -0.32% 11.41%
L 2035 -0.35% -0.35% n/a
L 2040 -0.37% -0.37% 13.41%
L 2045 -0.39% -0.39% n/a
L 2050 -0.41% -0.41% 15.14%
L 2055 -0.44% -0.44% n/a
L 2060 -0.44% -0.44% n/a
L 2065 -0.44% -0.44% n/a

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THRIFT SAVINGS PLAN TICKER

Sep 24, 2021 Close Change YTD*
L Income 23.2215 -0.0094 4.43%
L 2025 12.0371 -0.0091 8.33%
L 2030 42.6114 -0.0422 10.54%
L 2035 12.8142 -0.0141 11.50%
L 2040 48.5542 -0.0585 12.46%
L 2045 13.3168 -0.0175 13.28%
L 2050 29.2066 -0.0408 14.12%
L 2055 14.4012 -0.0223 17.18%
L 2060 14.4012 -0.0222 17.18%
L 2065 14.4012 -0.0222 17.18%
G Fund 16.6687 0.0006 0.88%
F Fund 20.9835 -0.0368 -0.55%
C Fund 67.0131 0.0988 21.56%
S Fund 85.4976 -0.3354 16.31%
I Fund 39.3441 -0.193 11.70%
Closing price updated at approx 6pm ET each business day. More at tsp.gov
* YTD data is updated on the last day of the month.