S fund sharply drops, Lifecycle funds see small increases in July

Every stock fund in the Thrift Savings Plan rose from June to July, except for the small capitalization stock index S fund. The S fund dropped from a return of 3.46% in June to -1.24% in July.

The international stock index I fund bounced back from its June drop, rising from -1.44% to 0.72% last month, according to the monthly return released Sunday. The securities-backed G fund and common stock index investment C fund, meanwhile, saw modest increases of 0.01% and 0.04%, respectively. The F fund rose from 0.74% to 1.15%.

Although the I fund increased, it’s still down year over year, from 2.33% last July to 0.72% this past month. The S fund is also down from the same time last year, dropping from 5.71% a year ago into the red last month.

The Lifecycle funds all rebounded from the declines they saw between May and June, according to the returns. Increases ranged anywhere from 0.08 percentage points to 0.13 percentage points, while the L income fund had the smallest jump.

Some Lifecycle funds, however, are still down compared to the same time last year. The L 2055, L 2060 and L 2065 funds had the biggest decreases from 4.13% in July 2020 to -2.87% last month. The L 2040 fund decreased from 3.35% to 1.05% in that time, and the L 2045 declined from 3.32% to 1.10%.

Year over year, the L 2030 fund fell by 1.90 percentage points compared to the same time last year, and the L 2025 fund fell from 2.19% to 0.75%.

 

Thrift Savings Plan — June 2021 Returns
Fund July Year-to-Date Last 12 Months
G fund
0.13%
0.77% 1.09%
F fund 1.15% -0.37% -0.52%
C fund 2.37% 17.98% 36.42%
S fund -1.24% 14.04% 51.07%
I fund 0.72% 9.77% 30.49%
L Income 0.47% 3.77% 8.17%
L 2025 0.75% 7.09% 16.95%
L 2030 0.92% 8.91% 21.24%
L 2035 0.99% 9.70% 23.38%
L 2040 1.05% 10.51% 25.57%
L 2045 1.10% 11.19% 27.50%
L 2050 1.15% 11.89% 29.45%
L 2055 1.26% 14.42% 36.39%
L 2060 1.26% 14.42% 36.38%
L 2065 1.26% 14.42% 36.38%

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THRIFT SAVINGS PLAN TICKER

Jan 14, 2022 Close Change YTD*
L Income 23.3722 -0.015 5.42%
L 2025 12.1416 -0.012 9.75%
L 2030 43.0512 -0.0554 12.37%
L 2035 12.9488 -0.0184 13.43%
L 2040 49.0770 -0.0756 14.51%
L 2045 13.4585 -0.0224 15.40%
L 2050 29.5242 -0.0514 16.34%
L 2055 14.6039 -0.0239 19.90%
L 2060 14.6037 -0.0239 19.90%
L 2065 14.6034 -0.024 19.90%
G Fund 16.7465 0.0007 1.38%
F Fund 20.5224 -0.1096 -1.46%
C Fund 70.4269 0.0593 28.68%
S Fund 78.9942 -0.1357 12.45%
I Fund 39.4062 -0.2014 11.45%
Closing price updated at approx 6pm ET each business day. More at tsp.gov
* YTD data is updated on the last day of the month.