Many people accumulate wealth in a variety of forms: Maybe a house or other property, a car or several, insurance, a 401(k) or Thrift Savings Plan? Maybe they have a survivor annuity that will give their significant other a lifetime stream of income that is designed to keep up with inflation no matter how long he or she lives? On this episode of the Your Turn radio show, Tom O’Rourke talks about what everybody, but especially members of the federal family, needs to know about estate planning.