Bruce McClary, vice president of marketing for the National Foundation for Credit Counseling, talks about the realities of getting relief from your debts to credit cards or the IRS.

HOST SHIRLEY ROOKER TALKS TO ELIZABETH CASEY ABOUT A VERY VALUABLE, BUT OFTEN UNDERUTILIZED TOOL…THE V CHIP

John Breyault, vice-president, public policy, telecommunications and fraud, at the National Consumers League, talks about ways you can protect your phones and computers from fraudsters and hackers.

Susan Diegelman, Director Public Affairs, ATT, discusses 5G, what it means for consumers, when it will be available and its role in the concept of “smart cities.”

Bruce McClary of the National Foundation for Credit Counseling discusses debt elimination scams, credit scores, and ways consumers can find help to deal with financial problems.

Antonio Doss, Small Business Administration, discusses the ways the agency helps new businesses as well as the many scams that target business owners, including cyberattacks and telemarketing frauds.

Jim Quiggle of the Coalition Against Insurance Fraud reveals the newest insurance scams, including fake DNA tests and the use of phone and video calls to sell unnecessary devices such as back and knee braces…

Kevin Brasler, executive editor, Washington Consumer’s Checkbook, reveals how to find the best lawn care, tree repair services and garden centers. Checkbook also does ratings of the service providers based on quality and cost.

Owen Donley of the Securities and Exchange Commission reveals the latest high tech scams as well as how old scams have new packaging. He also advises consumers to check out your broker before you write…

Jill Gonzalez of WalletHub.com talks about the rising cost of automobile insurance, what companies offer the cheapest policies, and describes the types of vehicle insurance.

Krisztina Pusok, director of policy and research, American Consumer Institute, discusses how data collection works, what happens to the data, what rights consumers have to control what is available to companies,and how to improve privacy…

Rich Stang, a CPA of DeLeon and Stang, explains the new tax laws and how they help consumers and small businesses

Debra Berlyn of Consumer Policy Solutions discusses innovations such as smart homes and self-driving cars that can help seniors remain in their homes as they age.

Hal Shelton, author of the bestselling “Secrets to Writing a Successful Business Plan,” provides advice on steps to take before, during and after the start-up of a new business.