If you’ve been closely following the returns on your TSP account this year it hasn’t been much fun.

Returns for the first three quarters of 2015 (January through September) were dismal to say the least. The C, S and I stock index funds were down 4-to-6 percent. The G (Treasury securities) and F (bond) funds barely kept pace with inflation — which was almost nonexistent. But things seem to be looking up.

Financial planner Arthur Stein said, “The bad news just became slightly better.” He points out that the first nine days of the fourth quarter restored much — but not all — of the losses.

Stein will be our guest on today’s “Your Turn” radio show at 10 a.m. ET. He’ll talk about the TSP, and the pros and cons of its Lifecycle funds. And the importance of taking the long view when investing for the future.

The show is streaming at 10 a.m. on Federal News Radio and also available in the D.C. area at 1500 AM.  To listen live from any phone dial  712-432-5393. If you have a question for Arthur Stein, you can call in during the show to (202) 465-3080 or better yet, email  your questions to Mike before show time.

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