Tammy Flanagan

  • Imagine you are a contestant on the popular Jeopardy quiz show, and the category is about Uncle Sam's alphabet-soup programs for workers and retirees. Do you know the difference between CSRS and FERS?

    March 15, 2017
  • Tammy Flanagan with the National Institute of Transition Planning joins host Mike Causey on this week's Your Turn to discuss Uncle Sam's alphabet-soup federal benefits program for workers and retirees. March 22, 2017

    March 14, 2017
  • Senior Correspondent Mike Causey says low TSP fees may actually save federal workers money in the long run.

    February 27, 2017
  • Many federal employees will discover in this year's tax season that even if they received a pay raise, they will not keep all of it. Tammy Flanagan, a federal benefits expert from the National Institute of Transition Planning, joined Federal Drive with Tom Temin to talk about the effects of the Federal Insurance Contributions Act (FICA) on tax refunds.

    February 16, 2017
  • The defined pension plan has been a remarkably durable feature of federal civil service for a long time. But noise coming from the 115th Congress suggests big changes for the pension system. Higher employee contributions and even ending the defined benefit pension plan altogether are on the table. Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, shares her insight on Federal Drive with Tom Temin.

    January 17, 2017
  • Federal employees still have to pay attention to their own health care coverage. Open season for 2017 closes midnight tonight. Federal benefits expert Tammy Flanagan joins Federal Drive with Tom Temin with some last minute advice.

    December 12, 2016
  • No matter where you are in your career, even retirement, the critical decisions never seem to stop coming up. It's open season and long-time federal employees and retirees have to think hard about their options, and when to get into the Medicare. Insurance premiums are rising faster than salaries. For help sorting it out, Federal Drive with Tom Temin turns to retirement and benefits expert Tammy Flanagan.

    October 28, 2016
  • In investing, the mantra is "buy low, sell high," and Senior Correspondent Mike Causey stresses the importance of picking the exact right date to retire.

    October 14, 2016
  • There's an old saying. You don't get what you deserve. You get what you negotiate. You could add, you get what you make sure you ask for. When it comes to retirement and other benefits, federal employees must be sure to word their questions accurately. Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, shares some real-life examples of what can go wrong on Federal Drive with Tom Temin.

    September 23, 2016
  • Open Season for the Federal Employees Health Benefits Program is fast approaching, but starting Sept. 1, for the first time in 10 years federal employees can enroll or increase their life insurance without a health exam, through the Federal Employees' Group Life Insurance Program.

    August 29, 2016
  • A rare enrollment period will open next month for the Federal Employees Group Life Insurance program. You'll need to think about how much insurance you really need, and whether you want to keep it until retirement. Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, joins Federal Drive with Tom Temin to sort it all out.

    August 29, 2016
  • Tammy Flanagan, senior benefits director at the National Institute of Transition Planning, answers your questions about transitioning into retirement.

    June 29, 2016
  • The Defense Department made a big splash in the world of federal retirement by recently introducing phased retirement to its civilian workforce, but for employees, the announcement still leaves some questions unanswered.

    June 27, 2016
  • Figuring out your annuity under the various federal benefits program can be complicated. So complicated, the government often gets it wrong. If you think your payments are too low, it’s worthwhile checking and filing a complaint. Tammy Flanagan, senior benefits director at the National Institute of Transition Planning. shares more on Federal Drive with Tom Temin.

    June 23, 2016