Tammy Flanagan

  • Timing your last day at work (Part 2)

    The decision to pull the plug depends on the job, your family situation, health, financial goals and, maybe, whether you’re a glass-half-full versus glass-half-empty type.

  • Planning to work ’til you drop? Why not? (Part 1)

    Some experts in retirement planning believe that many feds with memories of the Great Recession of 2008-2009 are working longer than they have to.

  • Thinking retirement: When, where and why?

    While your income will likely go down in retirement, moving to a more tax-friendly state could increase the cash value of your annuity.

  • Is a Roth IRA one of your New Years resolutions? If not, why not?

    Ask yourself if, when you start tapping your TSP you’ll be glad you invested pre-tax, or do you wish you had taken the Roth option?

  • Finding your retirement date

    Timing federal retirement right allows you to carry over the maximum amount of annual leave, and in 2020 be paid for most if not all of it at the new higher 3.1% pay raise.

  • Federal Open Season with Dominion National Dental

    Insight by NITP, Inc. December 9, 2019 – Hosts Bob Leins, CPA®, and Tammy Flanagan, Senior Benefits Director NITP, welcome Jeff Schwab, Vice President of Marketing at Dominion National to the studio to focus on…

  • FEHB’s 5-year rule

    You can’t be covered by any of the FEHBP plans unless you were enrolled in one — as in paying premiums — for the five years prior to retirement.

  • Getting the Most Benefit Out of the Plan You Choose

    November 25, 2019 – Hosts Bob Leins, CPA®, and Tammy Flanagan, Senior Benefits Director NITP, welcome back Paula S. Jakub, RHU; CEO of The American Foreign Service Protective Association, sponsor of the Foreign Service Benefit…

  • The Consumers’ Checkbook Guide and FEHBP Open Season with Walton Francis

    Insight by NITP, Inc. November 18, 2019 – Hosts Bob Leins, CPA®, and Tammy Flanagan, Senior Benefits Director NITP, welcome insurance expert and author Walton Francis to the studio to talk about FEHBP open season.  The…

  • Surprise: You’ve gotta work another 5 years, sorry!

    Planning on enrolling in the Federal Employee Health Benefits Program after retirement? Ever hear of the 5-year rule? Many haven’t. Until it’s too late.