Tammy Flanagan

• Inflation: The retirees’ biggest enemy

  Planning for retirement is a process that doesn't have to be a painful if you avoid some common mistakes. It will pay off big to know what they are and avoid them.

  Federal Report

  March 17, 2021
• A 38-year retirement: Can you handle it?

  Planning for retirement isn't rocket science, but in some ways it is more challenging because ultimately you'll be riding that rocket however long it takes.

  Federal Report

  March 03, 2021
• Cash flexibility in retirement: Pros and cons of the TSP

  When they retire, many federal and postal workers pull their retirement nest egg money out of the Thrift Savings Plan. But is that wise?

  Federal Report

  February 25, 2021
• Changes to TSP for 2021 & CSRS Voluntary Contributions Program

  January 18, 2021 on ForYourBenefit, host Bob Leins, CPA® welcomes Tammy Flanagan, Senior Benefits Director at NITP, Inc. to talk about the changes to Thrift Savings Plan for 2021 and the Voluntary Contributions Program (VCP).…

  For Your Benefit

  January 12, 2021
• How to Get the Most Out of Your Federal Health Plan

  January 11, 2021 on ForYourBenefit, host Bob Leins, CPA® and co-host Tammy Flanagan, Senior Benefits Director at NITP, Inc. welcome back Paula S. Jakub, RHU; CEO of The American Foreign Service Protective Association, sponsor of…

  For Your Benefit

  January 05, 2021
• Rough spots on the 2021 road to retirement

  If you are even THINKING about retiring next year, you’ve got some homework to do.

  Federal Report

  December 30, 2020
• The Consumers’ Checkbook Guide and FEHBP Open Season with Walton Francis

  Hosts Bob Leins, CPA®, and Tammy Flanagan, Senior Benefits Director NITP, welcome insurance expert and author Walton Francis to talk about FEHBP Open Season.

  For Your Benefit

  November 10, 2020
• Avoiding retirement’s seven deadly sins

  Whether you are going out this year, next summer or departure day is years away, plan ahead. Starting yesterday. But beginning now is better than nothing. A lot better.

  Federal Report

  October 21, 2020
• Federal Open Season with Aetna

  Host Bob Leins, CPA® and co-host Tammy Flanagan, Senior Benefits Director at NITP, welcome Tom Bernatavitz, Vice-President of Aetna Federal Plans to the studio.

  For Your Benefit

  October 20, 2020
• The pandemic has made its mark on federal retirement

  Far fewer federal employees have chosen to retire so far in 2020 compared to the previous year, and the pandemic, like everything else this year, may be partly to blame.

  Federal Insights

  October 09, 2020
• Fewer feds are retiring in 2020, and yes, the pandemic is (partly) to blame

  At least 9,000 fewer federal employees have retired this year since the start of the pandemic compared to the same six-month period in 2019. Federal financial planners say the pandemic is partly to blame.

  Federal Report

  October 05, 2020
• Shouting ‘fire’ — or WEP or GPO — in a crowded theater

  The modern day equivalent of a panic-starter is to bring up the subject of the Government Pension Offset or Windfall Elimination Provision to retired federal or state government employees, or their spouses.

  Federal Report

  September 23, 2020
• Best Dates to Retire

  Insight by NITP, Inc. September 7, 2020 – Host Bob Leins, CPA® welcomes Tammy Flanagan,  Senior Benefits Director at NITP, Inc. This topic has become more complicated for employees retiring under the three-tiered FERS retirement…

  For Your Benefit

  September 01, 2020
• Your personal pandemic checklist

  Six months into an historically-lethal pandemic that potentially threatens everybody on the planet is probably a pretty good time to update or begin your personal financial checklist.

  Federal Report

  August 12, 2020