Tammy Flanagan
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Although looking back on the first couple of months of 2020 might seem like the Good Old Days, benefits expert Tammy Flanagan said, “It was already destined to be pretty rocky” being an election year and all. But, then, of course, came the coronavirus pandemic.
May 14, 2020 -
Windfall Elimination Provision and Government Pension Offset cost millions of federal and public employees even more millions in dollars of benefits.
May 13, 2020 -
Time in grade and in government doesn’t automatically mean you will be able to maintain a reasonable standard of living once you’ve traded your biweekly pay check for a monthly annuity.
April 29, 2020 -
Now that the shock of the stock market correction has settled in, federal retirement benefits specialist Tammy Flanagan said it imperative to calculate what your net retirement annuity income with be.
April 01, 2020 -
When in doubt, and in all things retirement, start with Tammy Flanagan. She’s been thinking and rethinking your career since the virus hit.
April 01, 2020 -
March has been a game-changer for billions of people. The pandemic has produced a variety of mid-life crises for just about every thinking person.
March 31, 2020 -
The virus-driven stock market crash has hammered the TSP accounts of hundreds of thousands of feds, many of whom had planned to retire this year.
March 24, 2020 -
Working for the federal government has its rewards and challenges. The same when you retire — a lot of options which also means a lot of choices.
February 26, 2020 -
The decision to pull the plug depends on the job, your family situation, health, financial goals and, maybe, whether you’re a glass-half-full versus glass-half-empty type.
January 29, 2020 -
Some experts in retirement planning believe that many feds with memories of the Great Recession of 2008-2009 are working longer than they have to.
January 28, 2020 -
While your income will likely go down in retirement, moving to a more tax-friendly state could increase the cash value of your annuity.
January 08, 2020 -
Ask yourself if, when you start tapping your TSP you’ll be glad you invested pre-tax, or do you wish you had taken the Roth option?
December 31, 2019 -
Timing federal retirement right allows you to carry over the maximum amount of annual leave, and in 2020 be paid for most if not all of it at the new higher 3.1% pay raise.
December 18, 2019 -
You can’t be covered by any of the FEHBP plans unless you were enrolled in one — as in paying premiums — for the five years prior to retirement.
December 02, 2019 -
Planning on enrolling in the Federal Employee Health Benefits Program after retirement? Ever hear of the 5-year rule? Many haven’t. Until it’s too late.
November 08, 2019