February 2016 will be selfie month for thousands of federal workers. Senior Correspondent Mike Causey says this is not a "smile and say cheese" event photo op. ...
Did you, like most people, do nothing during the just concluded health plan open enrollment period?
Did you zag when you should have zigged?
Did you think, seriously, about signing up for that new-fangled self-plus-one option, only to do nothing?
Do you wish you could push the reset button?
Well, for some of you, you can have a do-over.
The government will offer an LEP (Limited Enrollment Period) that will run from Feb. 1 to Feb. 29. Leap year will give you an extra day to enroll in one of the self-plus-one plans. You might save much, leaving your family plan for a selfie, but most people can save a few bucks in 2016. Here are some premium differences from the lowest premium plans to the highest:
So is the February LEP for you? And if it is, is it open to you? Who can sign up for the self-plus-one option? Who can’t? Are rules different for workers than for retirees? Spoiler alert: Yes. If they want to switch to self-plus-one, active-duty workers MUST do it during the special enrollment period in February, or wait until the next open season. But retirees can switch anytime if they want to “downsize” as in go from family to self plus or family to self only coverage. Many are expected to do that during the February enrollment period, but according to NARFE’s David Snell they can make that change anytime.
In Wednesday’s Your Turn radio show, David Snell and I talked about the new enrollment period. He’s a veteran of OPM and currently serves as director of retirement benefits for the National Active and Retired Federal Employees. During the open season, NARFE made its special health benefits edition of its magazine available to nonmembers.
Snell answered lots of questions about the LEP and self-plu- one. He also discussed Medicare Part B, as in what is it, what does it cost, and what’s in it (or not) for federal and postal retirees. To listen to the program, anytime, or pass it on to a friend, click here.
By Michael O’Connell
The first use of the word “selfie” is credited to an Australian man who took a drunk photo of himself in September 2003.
“Um, drunk at a mates 21st, I tripped ofer [sic] and landed lip first (with front teeth coming a very close second) on a set of steps,” the man wrote in a post on the website of Australian public broadcaster ABC.
“I had a hole about 1cm long right through my bottom lip. And sorry about the focus, it was a selfie.”
Source: The Telegraph
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Mike Causey is senior correspondent for Federal News Network and writes his daily Federal Report column on federal employees’ pay, benefits and retirement.
Follow @mcauseyWFED
