Insight by Blue Cross Blue Shield Federal Employee Program (FEP)

How to get more value out of your 2024 health benefits

How can you make the most of your current health benefits through the end of the year?

This content is provided by Blue Cross Blue Shield.

Open Season for federal employees starts Nov. 11, 2024, which makes now the ideal time to see how you can make the most of your current health benefits throughout the remainder of the year.

Since 1960, the Blue Cross and Blue Shield Federal Employee Program (FEP) has been proud to provide quality coverage to federal employees, retirees and their families. Our members know they can count on our nationwide network with over 2 million doctors and hospitals along with free preventive care and comprehensive prescription drug benefits to help keep them healthy.

But we also offer a wide range of tools and programs that help make the most of their health care coverage this year—and beyond.

Unlock more with MyBlue®

MyBlue, our member-only website, is the key. After creating an account, FEP members get 24/7 access to health and wellness resources that help them get more out of their coverage.

Our enhanced provider directory lets them find in-network providers, plus get helpful procedure cost estimates so they know how much a service may cost. There’s also the Financial Dashboard that lets members securely review their Explanation of Benefits (EOBs) and estimated out-of-pocket costs for the year.

Start earning wellness incentives

MyBlue is also the gateway to earning incentives and rewards. Through our wellness programs, members can get rewarded when they take steps to improve their health or manage serious conditions.

With the Blue Health Assessment (BHA), members can address health risks before they become issues. After answering a simple questionnaire about their health, they’ll receive a personalized score and action plan with realistic steps they can take to improve their health. Plus, eligible members earn $50 the first time they complete the BHA every year.

Members can then participate in our online coaching tool, Daily Habits. This program allows them to complete activities related to their well-being and earn rewards. Eligible members can earn up to $120 for completing three activities, including those related to losing weight, exercising, managing stress or managing conditions such as heart disease, high blood pressure or COPD.

FEP Blue Focus® members can even earn $150 in wellness incentives just for getting their annual physical.

For members diagnosed with high blood pressure, they can get a blood pressure monitor, at no cost, every two years. This monitor can help them easily track their blood pressure numbers at home.

More ways members can save

Through the Blue365® discount program, members get access to exclusive deals from over 100 national retailers and brands, including Fitbit, Philips Norelco, Reebok, Sun Basket, TruHearing and many more.

We know how important it is for retired members to stay on budget. That’s why FEP Blue Basic™ members enrolled in Medicare Part A and Part B can get up to $800 back for paying their Part B premiums.

Plus, with our Prescription Drug Cost Tool, members can see if a drug is covered under their plan and find the lowest price on medications in their area.

A plan that’s always by their side

At FEP, we’re dedicated to our members’ health and well-being. With Open Season fast approaching, we encourage you to see what the Benefit of Blue® can do for you.

Open Season is November 11 – December 9, 2024.

Learn more here

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