If they do it right, federal workers will have much better retirement than most American workers.

Their defined benefit with inflation protection is almost unknown outside the federal government.  But folks still need to touch some important bases.

People need to know about civilian and military deposits, how to keep health insurance in retirement, the impact of Social Security on your future annuity, and survivor benefit considerations.

Today at 10 a.m.  benefits expert Tammy Flanagan and Philip Gardner from the Office of Personnel Management will walk you through the retirement process, whether you are 30 years out or planning to pull the plug this year.

Listen if you can. Call in if you like (202) 465-3080 or better yet, email  your questions to Mike before show time. You can also dial 712-432-5393 to listen live from any phone.

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