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UPDATED: Long term care insurance: Pray your premiums are ‘wasted’

When many people consider purchasing long term care insurance, which isn’t cheap, they weigh the odds and worry that they might not collect.

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In this Oct. 18, 2017 photo, the Healthcare.gov website is seen on a computer screen in Washington. Consumers are getting the word that taxpayer-subsidized health plans are widely available for next year for no monthly premium, and marketing companies say they’re starting to see an impact on sign-ups. (AP Photo/Alex Brandon)

Sleepwalking through open season

Uncle Sam will spend a small fortune over the next couple of months making it easier for 2.8 million government workers to get the best health plan next…

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FILE - This Thursday, Nov. 8, 2018 file photo shows a page from the 2019 U.S. Medicare Handbook in Washington. Medicare Advantage enrollees get a new, second chance to find the right health coverage for 2019. The government added another enrollment window that started Jan. 1 and lasts until March 31. (AP Photo/Pablo Martinez Monsivais)

How to beat higher 2020 health premiums

Active and retired federal-postal workers, and their survivors have some of the best health insurance in the nation.

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(AP Photo/Elise Amendola)FILE- In this June 15, 2018, file photo, twenty dollar bills are counted in North Andover, Mass. Default on your federal student loans and the government can take up to 15 percent of each paycheck to satisfy your debt. The Education Department can also withhold federal benefits like tax returns and Social Security payments. Garnishment is an effective tool to recoup unpaid loans, private collection agencies enlisted by the Education Department took in over $841.6 million via wage garnishment in the 2018 fiscal year, but it inflicts serious financial strain on borrowers who are already struggling. (AP Photo/Elise Amendola, File)

Back from vacation: Here’s a quick catchup

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While you were away, here’s what happened on the job front — spoiler alert, not much!

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