FILE - In this Aug. 19, 2014, file photo, a pedestrian walks by a sign at Aetna headquarters in Hartford, Conn. CVS Health, the second-largest U.S. drugstore chain, is buying Aetna, the third-largest health insurer. The evolution won't happen overnight, but in time, shoppers may find more clinics in CVS stores and more services they can receive through the network of nearly 10,000 locations that the company has built. (AP Photo/Jessica Hill, File)

When health premiums and your budget collide

When low premiums are a must it’s hard to beat the federal employee health benefits program. Uncle Sam pays the lion’s share of the premium and there…

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