• Timing your first date with Social Security

    Working for the federal government has its rewards and challenges. The same when you retire — a lot of options which also means a lot of choices.

  • You can’t take it with you — or can you?

    One of the great fears of people planning for retirement is running out of, or low on money while they are still breathing.

  • Most dangerous jobs: Are you on the list?

    While there are some really dangerous federal jobs, including law enforcement officers, firefighters and prison personnel, even the 9-to-5 office positions are pretty scary now.

  • WEP and Offset: The Social Security killers

    The two decades-old laws impact, as in reduce or almost eliminate, the Social Security benefits of 1.8 million public servants.

  • Downsizing your pay/pension for life

    In what’s become the administration’s evergreen budget plan, the White House has again proposed that federal workers kick in more of their salary toward their retirement plan in return for smaller lifetime annuities that are frozen when they retire.

  • Is turning 62 the magic moment for feds?

    Most people stop looking forward to birthdays after they first become eligible to drive, or vote.

  • Kiss your pay raise, COLA goodbye? Again

    NARFE president Ken Thomas says last year’s White House budget proposal “breaks promises to both current and future retirees.”

  • Timing your last day at work (Part 2)

    The decision to pull the plug depends on the job, your family situation, health, financial goals and, maybe, whether you’re a glass-half-full versus glass-half-empty type.

  • Planning to work ’til you drop? Why not? (Part 1)

    Some experts in retirement planning believe that many feds with memories of the Great Recession of 2008-2009 are working longer than they have to.

  • Pension or annuity: Fighting words

    But the one way to anger many feds is to tell them or remark that they are lucky to have such a good pension — then stand back.