CSRS

  • Eliminate your state’s pesky income tax: Move

    Many federal and postal workers live and work in high tax states, so many retire to low-or no-tax states to get more from their annuities.

  • Retired feds avoid high-tax states

    Are there states where retirees can get tax breaks and enjoy a better standard of living? Short answer: Yes.

  • Is your TSP escalator going down?

    Despite a decade of mostly good-to-excellent returns in the stock-indexed C, S and I funds, most of the money feds have invested in their in-house 401(k) plan is in the fund which typically had the lowest returns.

  • Timing the TSP

    Most TSP investors know the stock market is long overdue for a major correction. The question is when will that happen, how long will it last, and what if anything you should be doing about it?

  • TSP nest eggs growing

    When it comes to saving and investing for retirement, federal and military personnel are way ahead of their private sector counterparts.

  • TSP investors: Is it ‘time’ to time the market?

    Between March 2018 and March 2019 the self-made millionaires club of the Thrift Savings Plan added 9,540 new members.

  • How’s your endgame going?

    The good news for most long-time federal and postal workers, is that in retirement, you may be better off than many of your private sector neighbors.

  • 9,500 new TSP millionaires

    9,540 additional federal and postal workers became Thrift Savings Plan millionaires between March 2018 and the end of March this year.

  • TSP investors playing it safe, or missing big gains?

    Despite the red hot stock market and longest-ever bull market in history, federal workers have just over 40% of their money in treasury securities.

  • Managing your inner millionaire

    Most federal and postal TSP millionaires got that way by ignoring the ups and downs of the market despite the pre-Christmas plunge in 2018.