Retiring with your ex-spouse(s)? Not a good idea!
The golden years can be the best time of your life, but only if you are sure you have all your bases covered.
So what if the government gave current CSRS employees a choice: retire by a to be determined date and get full CSRS credit for their annuity, or continue in their jobs but with future benefits compiled under the less-generous FERS system. Which would you choose?