Federal Employees Retirement System.

  • Planning to retire, ever? Hold that thought!

    The virus-driven stock market crash has hammered the TSP accounts of hundreds of thousands of feds, many of whom had planned to retire this year.

  • Was Feb. 19 the TSP’s best day for a while?

    While the short-term impact is obvious, the long-range impact of the coronavirus scare on the world economy, the stock market, and your Thrift Savings Plan nestegg is yet too be determined.

  • How average are you and what does it matter?

    Even in the federal government where workers are supposed to be treated the same and be paid based on their grade level, there are differences. Take the two main retirement systems.

  • The end is near — again

    If history repeats itself, the budget President Donald Trump sent to Congress Monday afternoon will again be a political bombshell

  • January retirement tidal wave: Beginning of the end — or end of the beginning?

    Somewhere out there, the person or persons who, in the late 1990s, predicted Uncle Sam was facing a massive wave of retirements may be happy at last. Or not!

  • Working longer because you love your work, or because you must?

    Although the Federal Employees Retirement System (FERS) was launched in the 1980s, it is still considered the “new” plan by workers who remained in the old Civil Service Retirement System (CSRS).

  • Outliving your TSP nest egg! What are the odds?

    The TSP option is a nice but not absolutely essential thing to have for those under the more generous CSRS retirement program with its higher benefit and full protection from inflation.

  • When you really can retire, can you really retire?

    Have you asked yourself all the right questions about your retirement?

  • Not rocket science, but close

    Is the government using the wrong measuring tool to track inflation and thus producing the wrong cost of living adjustments?

  • CSRS time buyout: Fact, fiction or fantasy?

    So what if the government gave current CSRS employees a choice:  retire by a to be determined date and get full CSRS credit for their annuity, or continue in their jobs  but with future benefits compiled under the less-generous FERS system. Which would you choose?