great recession

A growing number of Thrift Savings Plan investors are nervously wondering how much longer the current bull market will last, and can last.

Last month the Thrift Savings Plan implemented a series of changes in withdrawal rules it hopes/expects will lead to more people leaving their investments in the TSP when they leave government.

So how’s the retirement nest egg you’re building one paycheck at a time going?

The first TSP millionaires were all alike and today, they still have a lot in common. The vast majority have been investing the maximum for 29-plus years.

Thanks to the ups and downs in the global markets, some of the 37,612 feds who were Thrift Savings Plan millionaires at the end of June may be back to six-figure balances.

Are you a fed who needs more realistic investing guidance? Look at your own Thrift Savings Plan account and those or your 5,690,000 fellow account holders.

Despite a decade of mostly good-to-excellent returns in the stock-indexed C, S and I funds, most of the money feds have invested in their in-house 401(k) plan is in the fund which typically had the lowest returns.

May 13, 2019, was the day we learned, after a 10-year bull market, that the stock market had a paper loss for the day of approximately $800 billion.

Despite the red hot stock market and longest-ever bull market in history, federal workers have just over 40% of their money in treasury securities.

The treasury securities G Fund continues to be the favorite of feds investing for retirement, while the Trump administration wants to lower its payout.