Walt Francis

If wasting a couple-thousand dollars next year is no big deal to you, you can skip this.

Finding the best deal among 20 to 30 health plan options can be tough for young or healthy federal workers. But it is a real, albeit vital chore for those with less money and more medical problems.

The health insurance open enrollment season runs through close-of-business Dec. 10. Here are three quick tips for health plan hunters from Walton Francis, author of “Checkbook’s Guide to Health Plans For Federal Employees.”

Walt Francis, a federal health plan expert, joined Federal News Network’s Mike Causey on Your Turn to answer your open season questions.

OK, so you are a finalist on TV’s “Jeopardy!” quiz show, but to win a million dollars, you must bet everything you’ve already won. It’s all or nothing.

Senior Correspondent Mike Causey says you could save a lot of money next year on health insurance if you plan ahead

Every year Uncle Sam holds an open season, when federal workers, retirees and their survivors can update, enroll in or change their benefits package.

If somebody offered you $2,000 for two hours of work and it’s not illegal, immoral or fattening, would you take it?

How are you going to pay for next year’s health and long-term care premiums with only a 1 percent pay raise? Senior Correspondent Mike Causey says he has a plan.

Is there an unnatural act in your future? Senior Correspondent Mike Causey says if you are a government worker or retiree, you’ve got the green light to go ahead.