National Institute of Transition Planning

  • When to retire and other pearls of retirement wisdom

    Tammy Flanagan, senior benefits director at the National Institute of Transition Planning, answers your questions about transitioning into retirement.

  • How to calculate whether phased retirement is right for you

    The Defense Department made a big splash in the world of federal retirement by recently introducing phased retirement to its civilian workforce, but for employees, the announcement still leaves some questions unanswered.

  • Tammy Flanagan: Benefit payments too low? File a complaint

    Figuring out your annuity under the various federal benefits program can be complicated. So complicated, the government often gets it wrong. If you think your payments are too low, it’s worthwhile checking and filing a complaint. Tammy Flanagan, senior benefits director at the National Institute of Transition Planning. shares more on Federal Drive with Tom Temin.

  • Tammy Flanagan: Time to think about long-term care

    Long-term care is among the most expensive insurance options. Now everybody knows the 95-year-old widow who still mows the grass and shovels the snow herself, but the odds aren’t that good. Tammy Flanagan, senior benefits director of the National Institute of Transition Planning, tells Federal Drive with Tom Temin how you might want to think about it.

  • Tammy Flanagan: How does living longer impact your federal retirement?

    We’re living longer and defined pensions funds are drying up, and the definitions of work and retirement are blurring. Benefits and retirement planning expert Tammy Flanagan talks about the impact of changing lifespans on federal retirement on Federal Drive with Tom Temin.

  • Tammy Flanagan: Maintaining a champagne lifestyle in retirement

    In retirement, it’s not enough to juggle your annuity, Social Security and your savings. You have to watch your spending. Tammy Flanagan, senior benefits director at the National Institute of Transition Planning joins Federal Drive with Tom Temin with more on hitting that moving retirement target.

  • Tammy Flanagan: Elimination of benefits claiming strategies presents a challenge

    If you’re thinking of retiring or maybe retired a bit early, Social Security has a couple of curve balls for you. One of them concerns claiming your benefits. The elimination of claiming strategies that takes place this year is something you need to keep in mind. Tammy Flanagan, senior benefits director at the National Institute of Transition Planning, joined Federal Drive with Tom Temin to offer some insight.

  • Tammy Flanagan: Feds getting extra coverage in retirement

    If you’re the belt and suspenders type, listen up. Thanks to the magic of Medicare, federal employees have the option of getting extra coverage after they retire. Federal benefits expert Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, explains to Federal Drive with Tom Temin some of the fine points of combining Medicare with your federal employee health benefits plan.

  • Tammy Flanagan: Who should manage your retirement savings?

    Sens. James Lankford (R-Okla.) and Heidi Heitkamp (D-N.D.) are sponsoring the Representative Payee Fraud Prevention Act of 2015. It would protect federal retirees who rely on outside providers to manage their retirement savings and pension benefits. But it’s not law yet. And knowing who you can trust can be tricky. Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, shared some advice for finding that someone on In Depth with Francis Rose.

  • Tammy Flanagan: How do changes to the TSP affect you?

    Changes to the Thrift Savings Plan’s G Fund appear to be off the table now as Congress tries to figure out a solution to its fiscal 2016 budget problem. But that doesn’t mean you should stop thinking about how changes to your retirement plans might affect you. Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, joined In Depth with Francis Rose to offer her insight.