National Institute of Transition Planning

  • The defined pension plan has been a remarkably durable feature of federal civil service for a long time. But noise coming from the 115th Congress suggests big changes for the pension system. Higher employee contributions and even ending the defined benefit pension plan altogether are on the table. Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, shares her insight on Federal Drive with Tom Temin.

    January 17, 2017
  • Federal employees still have to pay attention to their own health care coverage. Open season for 2017 closes midnight tonight. Federal benefits expert Tammy Flanagan joins Federal Drive with Tom Temin with some last minute advice.

    December 12, 2016
  • No matter where you are in your career, even retirement, the critical decisions never seem to stop coming up. It's open season and long-time federal employees and retirees have to think hard about their options, and when to get into the Medicare. Insurance premiums are rising faster than salaries. For help sorting it out, Federal Drive with Tom Temin turns to retirement and benefits expert Tammy Flanagan.

    October 28, 2016
  • There's an old saying. You don't get what you deserve. You get what you negotiate. You could add, you get what you make sure you ask for. When it comes to retirement and other benefits, federal employees must be sure to word their questions accurately. Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, shares some real-life examples of what can go wrong on Federal Drive with Tom Temin.

    September 23, 2016
  • Open Season for the Federal Employees Health Benefits Program is fast approaching, but starting Sept. 1, for the first time in 10 years federal employees can enroll or increase their life insurance without a health exam, through the Federal Employees' Group Life Insurance Program.

    August 29, 2016
  • A rare enrollment period will open next month for the Federal Employees Group Life Insurance program. You'll need to think about how much insurance you really need, and whether you want to keep it until retirement. Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, joins Federal Drive with Tom Temin to sort it all out.

    August 29, 2016
  • Tammy Flanagan, senior benefits director at the National Institute of Transition Planning, answers your questions about transitioning into retirement.

    June 29, 2016
  • The Defense Department made a big splash in the world of federal retirement by recently introducing phased retirement to its civilian workforce, but for employees, the announcement still leaves some questions unanswered.

    June 27, 2016
  • Figuring out your annuity under the various federal benefits program can be complicated. So complicated, the government often gets it wrong. If you think your payments are too low, it’s worthwhile checking and filing a complaint. Tammy Flanagan, senior benefits director at the National Institute of Transition Planning. shares more on Federal Drive with Tom Temin.

    June 23, 2016
  • Long-term care is among the most expensive insurance options. Now everybody knows the 95-year-old widow who still mows the grass and shovels the snow herself, but the odds aren't that good. Tammy Flanagan, senior benefits director of the National Institute of Transition Planning, tells Federal Drive with Tom Temin how you might want to think about it.

    May 23, 2016
  • We're living longer and defined pensions funds are drying up, and the definitions of work and retirement are blurring. Benefits and retirement planning expert Tammy Flanagan talks about the impact of changing lifespans on federal retirement on Federal Drive with Tom Temin.

    April 12, 2016
  • In retirement, it's not enough to juggle your annuity, Social Security and your savings. You have to watch your spending. Tammy Flanagan, senior benefits director at the National Institute of Transition Planning joins Federal Drive with Tom Temin with more on hitting that moving retirement target.

    March 18, 2016
  • If you're thinking of retiring or maybe retired a bit early, Social Security has a couple of curve balls for you. One of them concerns claiming your benefits. The elimination of claiming strategies that takes place this year is something you need to keep in mind. Tammy Flanagan, senior benefits director at the National Institute of Transition Planning, joined Federal Drive with Tom Temin to offer some insight.

    February 09, 2016
  • If you're the belt and suspenders type, listen up. Thanks to the magic of Medicare, federal employees have the option of getting extra coverage after they retire. Federal benefits expert Tammy Flanagan, senior benefits director for the National Institute of Transition Planning, explains to Federal Drive with Tom Temin some of the fine points of combining Medicare with your federal employee health benefits plan.

    November 23, 2015